The fourth quarter brought greater clarity to the future of interest rates as the Federal Reserve began to shrink its huge $4.5 trillion balance sheet and followed through with a […]
Home Prices
My first job was as a real estate appraiser for Crocker Bank. I visited hundreds of homes and commercial properties over the course of two years and learned some things […]
OPCM Solutions
Osborne Partners Capital Management, LLC and its predecessors have remained committed to providing wealth management for families,
individuals, foundations and endowments since 1937. Headquartered in San Francisco since inception, OPCM employs an experienced investment management team. Each Portfolio Manager and Analyst possess an MBA, the CFA® (Chartered Financial Analyst®) charter, or both designations and averages more than 20 years of experience in financial markets.
Designating The Living Trust As IRA Beneficiary
The majority of the time, an IRA owner will list individual(s) as their intended beneficiaries on the IRA beneficiary designation form. Aside from being the most common option, there is good reason for the IRA owner to […]
Time To Bet On Bitcoin?
In the past two weeks I have received the same question from my mother, one of my neighbors and my best childhood friend: what do you think of bitcoin? It […]
Growth in Value
Over the last year or two, much of the narrative around U.S. stocks has focused on FAANG (Facebook, Apple, Amazon, Netflix, Google), along with a select few other high growth […]
“The Merry Minuet”
The cold war era song by the Kingston Trio “The Merry Minuet”1 was first performed in San Francisco at the hungry i nightclub almost 60 years ago. It started like […]
Do I Have To Have A Financial Plan?
The short answer is “no.” Similar questions that elicit the same answer include: Do your children and/or grandchildren need to go to college? Do you really have to watch what […]
Multi-Asset Class Poised To Outperform
Over the past few years, multi-asset class investing has not been kind to many large and well-known foundations and endowments. Many of these previously solid managers have delivered the combination […]
Navigating Energy Volatility
When the first half of 2017 closed, energy equities had registered their weakest relative first half performance versus the S&P 500 on record. In June, energy as a percentage of […]