Daniel Haut, CFP®, CIMA®

Daniel is a Wealth Counselor and Principal for Osborne Partners with nearly 20 years of experience in the financial services industry. Prior to joining Osborne Partners in 2013, he spent 10 years as a Financial Advisor within Merrill Lynch’s Global Private Client Group providing guidance to both affluent families and institutions such as pension plans and foundations. Dan earned his Bachelor of Arts degree in Political Science from the University of California, Davis. He is a CERTIFIED FINANCIAL PLANNER™ practitioner and a CIMA® designee.

Publications by Daniel Haut, CFP®, CIMA®

January 14, 2024 | Financial Planning

How to Plan For the Sunset of the Tax Cuts and Jobs Act
On December 31st, 2025, the Tax Cut and Jobs Act (TCJA) – signed by President Donald Trump in late 2017 – will expire. As one of the largest tax reform […]

January 15, 2023 | Financial Planning

Making Smart Stock Moves in a Down Market  
Spotting the silver lining; Utilizing financial planning to lock in lower stock valuations during a bear market. Arguably, 2022 will offer a future case-study that the old adage “buy low […]

July 19, 2021 | Financial Planning

To Annuitize or Not, That Is the Question
For retirees, choosing the most optimal pension option deserves a rigorous analysis. For many employees in the public and private sector who are facing the prospects of an imminent retirement, […]

July 17, 2020 | Economics

U.S. Dollar: What Goes Up, Must Come Down?
After years of strength, is the U.S. dollar poised for a fall? The U.S. dollar has been in a sustained uptrend over the past decade, contributing to persistent underperformance across […]

October 20, 2019 | Financial Planning

Continuing Care Retirement Communities
Starting in 2011, the first wave of “baby-boomers” – Americans born between 1946 and 1964 – reached retirement age. The term tsunami may be more apropos than wave, however. According […]

January 23, 2019 | Financial Planning

Universal Life Insurance in a Low Rate Environment
A few years ago, a new client asked me to review a “universal” life insurance policy that she bought in the early 1990’s. The insurance company had recently increased her […]

April 10, 2018 | Financial Planning

Backdoor Roth IRAs
For middle to high income earners, there are IRS limitations on the tax benefits allowed for both Roth IRA and traditional IRA ownership. For an individual with a modified adjusted […]

October 5, 2017 | Financial Planning

Designating The Living Trust As IRA Beneficiary
The majority of the time, an IRA owner will list individual(s) as their intended beneficiaries on the IRA beneficiary designation form. Aside from being the most common option, there is good reason for the IRA owner to […]

April 26, 2016 | Financial Planning

Controlling The Tax Burden Of Your Corporate Stock Plans
Since the technology boom of the mid 1990s, company stock plans have become ubiquitous beyond Silicon Valley. The appeal of these plans, which include but are not limited to stock […]
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